Even Well-Intentioned Freeloading Is Tiresome Have you heard the saying, “it takes money to make money”?  I don’t hear it as often as I once did, and this parallels a shift in attitudes I have noticed, both in business and in other aspects of culture. I do understand that for many, it is an unpopular […]

Patient: “Just sort of all over!” I look at the financial statements of a lot of different small businesses.  Different in every way – business type, industry, size, longevity, financing methods, ownership styles, and financial performance (or lack thereof). If there is one common thread, it is that the vast majority of their financial statements […]